Pumpkin Chocolate Chip Bread Recipe

This pumpkin chocolate chip bread is a little patch of fall in every slice, and honestly, it’s become my comfort baking. There’s something about folding warm spices and gooey chocolate chunks into pumpkin batter that feels both nostalgic and indulgent. I love how the smell of cinnamon and nutmeg drifts through the house while it bakes—like a cozy hug in bread form.

I started making this recipe on a rainy Sunday when I needed a reason to turn on the oven and fill the kitchen with warmth. It’s messy in the best way, with batter splattered on the counter and chocolate melting into the batter. Every bite is a reminder that baking doesn’t have to be perfect to be satisfying—sometimes, it’s just about the messy, happy process of making something comforting.

This pumpkin chocolate chip bread is my go-to when I need a cozy baking project that balances sweet nostalgia with a touch of indulgence. It’s not just about the flavors, but the messy, happy process of mixing warm spices with gooey chocolate chunks while the kitchen fills with a comforting aroma. It’s the kind of treat I turn to on quiet mornings or when I want a little piece of autumn to share.

A Cozy Fall Classic

  • Baking this bread reminds me of my grandmother’s kitchen, where pumpkin pies and chocolate chips filled the air with warmth and memories.
  • I get a little proud every time I pull this out of the oven; it’s such a simple way to turn pantry staples into something special.
  • There’s a quiet joy in slicing into this bread while still warm, watching the chocolate melt and the spices steam up my kitchen.
  • This recipe has seen me through busy mornings and lazy weekends alike, always providing a little comfort when I need it most.
  • Sometimes, I feel like I’m capturing fall in a loaf—each slice a snapshot of cozy, spice-filled mornings.

The story behind this recipe

  • Making this pumpkin bread started as a way to use up a can of pumpkin that was just sitting in my pantry, waiting for a purpose. I wanted something that felt like a warm hug after a long week, with a little chaos of melting chocolate and fragrant spices filling the kitchen. The first time I pulled this out of the oven, the aroma hit me hard—spicy, sweet, and a little smoky—like fall in a loaf.
  • It’s become my go-to recipe when I want comfort without fuss, especially during busy weekends or quiet mornings. I love how the chocolate melts into the pumpkin batter, creating pockets of gooey richness. Sometimes I throw in walnuts or a dash of espresso powder just to shake things up, but honestly, it’s perfect as is—imperfectly cozy and reliably delicious.
  • heading: ‘The story behind this recipe’

Pumpkin Bread Trivia

  • Pumpkin bread has roots in European autumnal baking, where pumpkins and squash were seasonal staples.
  • Chocolate chips were first added to baked goods in the 1930s, revolutionizing cookies and quick breads alike.
  • Combining pumpkin with chocolate became popular in American baking in the late 20th century, blending fall flavors with indulgence.
  • This bread echoes a trend of spiced pumpkin treats that gained momentum in the 2000s, especially during the rise of pumpkin spice lattes.

Ingredient Breakdown

  • Pumpkin purée: I use pure, smooth pumpkin for a rich, moist crumb—if yours is watery, drain slightly or add a touch more flour.
  • Chocolate chips: I prefer semi-sweet for balance, but dark or milk work too—just watch out for melting too fast in the oven, which can turn them into gooey pools.
  • Spices (cinnamon, nutmeg): I love a generous shake—these warm the bread with cozy aroma, but if you’re sensitive, start small and build up.
  • Flour: I stick with all-purpose, but whole wheat adds a nutty twist—just add a splash more liquid if the batter feels stiff.
  • Sugar: Brown sugar adds molasses-y depth, but if you want a lighter touch, honey or maple syrup work—reduce the liquid slightly to compensate.
  • Eggs: They give structure and richness—if you’re egg-free, applesauce or mashed banana can be a good substitute, but it’ll change the texture slightly.
  • Baking soda: I rely on it for lift—if you forget, the bread might be dense, so always double-check your leaveners before mixing.

Spotlight on Key Ingredients

Pumpkin purée:

  • I use pure, smooth pumpkin for a rich, moist crumb—if yours is watery, drain slightly or add a touch more flour.
  • Chocolate chips: I prefer semi-sweet for balance, but dark or milk work too—just watch out for melting too fast in the oven, which can turn them into gooey pools.
  • Spices (cinnamon, nutmeg): I love a generous shake—these warm the bread with cozy aroma, but if you’re sensitive, start small and build up.

Chocolate chips:

  • Their gooey, melty texture is what makes this bread special—if you use too many, they can sink or over-melt, so fold gently.
  • They release a rich, sweet aroma as they melt—like tiny pockets of chocolate bliss—be sure to distribute evenly for balanced bites.
  • Semi-sweet or dark versions melt at different rates—darker chips bring a more intense chocolate flavor, but may need slightly lower baking temps to avoid burning.

Notes for ingredient swaps

  • Dairy-Free: Swap butter for coconut oil or vegan margarine—keeps the bread moist, but may alter richness slightly.
  • Sugar: Use maple syrup or honey instead of refined sugar—adds a subtle flavor twist and moisture, but reduce liquids accordingly.
  • Chocolate Chips: Dark chocolate chunks or carob chips can replace semi-sweet—provides a different depth of flavor and slightly different melting behavior.
  • Flour: Whole wheat or spelt flour can be used in place of all-purpose—adds nuttiness and fiber, but may make the crumb denser.
  • Pumpkin: Butternut squash purée works in a pinch—less earthy flavor, with a slightly thinner texture, so adjust flour if needed.
  • Eggs: Flaxseed meal mixed with water (1 tbsp flaxseed + 3 tbsp water per egg) works as an egg substitute—keeps moisture, but alters crumb structure.
  • Spices: Freshly grated nutmeg or ginger can replace or supplement cinnamon and nutmeg—boosts aroma but use sparingly to avoid overpowering.

Equipment & Tools

  • Loaf pan (9×5 inch): Holds the batter during baking, shaping the bread.
  • Mixing bowls: Separate wet and dry ingredients for easier mixing.
  • Whisk or spatula: Combine ingredients smoothly and gently fold in chocolate chips.
  • Measuring cups and spoons: Ensure accurate ingredient quantities.
  • Cooling rack: Cool the bread evenly and prevent sogginess.

Step-by-step guide to Pumpkin Bread

  1. Preheat your oven to 175°C (350°F). Grease a 9×5-inch loaf pan with butter or non-stick spray, then lightly dust with flour to prevent sticking.
  2. In a large mixing bowl, whisk together 1 3/4 cups all-purpose flour, 1 teaspoon baking soda, 1/2 teaspoon salt, 1 teaspoon cinnamon, and 1/2 teaspoon nutmeg. Set aside.
  3. In a separate bowl, combine 1 cup pumpkin purée, 2/3 cup granulated sugar, 1/2 cup brown sugar, 1/4 cup vegetable oil, and 2 large eggs. Mix until smooth and well blended.
  4. Add the wet ingredients to the dry ingredients. Gently fold together until just combined—don’t overmix, or the bread might turn dense.
  5. Stir in 1 cup semi-sweet chocolate chips, making sure they’re evenly distributed without overworking the batter. If using nuts, fold them in now.
  6. Pour the batter into your prepared loaf pan. Smooth the top with a spatula or the back of a spoon to ensure even baking.
  7. Bake in the preheated oven for about 55–60 minutes. The top should be golden brown, and a toothpick inserted in the center should come out clean.
  8. Check for doneness: The bread should have a slight crackle on top, smell warm and spicy, and the edges might pull away slightly from the pan. If not, bake for another 5–10 minutes, checking often.
  9. Once baked, remove from oven and let it rest in the pan for 10 minutes. Then, transfer to a wire rack to cool completely or serve warm—either way, it’s delicious.
  10. Allow the bread to cool at least 20 minutes before slicing. This helps set the crumb and prevents it from crumbling. Serve slices slightly warm or at room temperature.

Let the bread cool in the pan for 10 minutes, then transfer to a wire rack to cool completely. Slice once fully cooled to avoid crumbling, and serve warm or at room temperature.

How to Know It’s Done

  • Golden brown top with cracks and fragrant spice aroma.
  • Toothpick inserted in center comes out clean.
  • Edges slightly pull away from the pan, indicating doneness.

Pumpkin Chocolate Chip Bread

This pumpkin chocolate chip bread combines warm spices and gooey chocolate chunks baked into a moist, tender loaf. Folding pumpkin purée, spices, and chocolate into a simple batter creates a cozy, autumn-inspired treat with a fragrant aroma and a slightly crackled top. The final bread is soft, moist, and speckled with melty chocolate pockets, perfect for cozy mornings or fall afternoons.
Prep Time 15 minutes
Cook Time 1 hour
Total Time 1 hour 15 minutes
Servings: 8
Course: Main Course
Cuisine: American
Calories: 250

Ingredients
  

  • 1 3/4 cups all-purpose flour
  • 1 teaspoon baking soda
  • 1/2 teaspoon salt
  • 1 teaspoon cinnamon
  • 1/2 teaspoon nutmeg
  • 1 cup pumpkin purée full-fat preferred
  • 2/3 cup granulated sugar
  • 1/2 cup brown sugar
  • 1/4 cup vegetable oil
  • 2 large eggs room temperature
  • 1 cup semi-sweet chocolate chips or dark chocolate chips

Equipment

  • Loaf pan (9x5 inch)
  • Mixing bowls
  • Whisk or spatula
  • Measuring cups and spoons
  • Cooling rack

Method
 

  1. Preheat your oven to 175°C (350°F). Grease a 9x5-inch loaf pan with butter or spray and lightly dust with flour.
  2. In a large mixing bowl, whisk together the flour, baking soda, salt, cinnamon, and nutmeg until evenly combined. This creates a fragrant, spiced dry base.
  3. In a separate bowl, combine pumpkin purée, granulated sugar, brown sugar, vegetable oil, and eggs. Whisk until the mixture is smooth, slightly thickened, and fragrant—about 1-2 minutes.
  4. Pour the wet mixture into the bowl with the dry ingredients. Gently fold together with a spatula or whisk until just combined—be careful not to overmix, as this keeps the bread tender.
  5. Gently fold in the chocolate chips, distributing them evenly throughout the batter. The batter will be thick but moist, speckled with chocolate.
  6. Pour the batter into your prepared loaf pan, smoothing the top with a spatula. This helps the bread bake evenly and creates a beautiful, crackled crust.
  7. Bake in the preheated oven for 55-60 minutes, until the top is golden, fragrant, and a toothpick inserted into the center comes out clean. The loaf will smell warm and spicy while baking.
  8. Once baked, remove the bread from the oven and let it cool in the pan for 10 minutes. Then, transfer to a wire rack and allow to cool completely, or serve warm for gooey chocolate pockets.
  9. Slice the bread once cooled, revealing moist, tender crumb speckled with melty chocolate. Enjoy slices warm or at room temperature, perhaps with a drizzle of honey or a cup of coffee.

Notes

For extra flavor, add a pinch of espresso powder or chopped nuts before baking. Store in an airtight container for up to 2 days or freeze for longer storage. Reheat slices in the oven for a few minutes for that freshly baked feel.

Tips & Tricks for Perfect Bread

  • and gooey: Gently fold chocolate chips into the batter to prevent sinking and ensure even distribution.
  • Aromatic warmth: Toast your spices lightly before adding to release their full fragrant potential.
  • Even baking: Tap the filled loaf pan on the counter before baking to settle the batter and eliminate air pockets.
  • Moisture check: If the bread looks dark but isn’t fully baked, tent with foil and bake a bit longer to avoid burning.
  • Crispy crust: Brush the top with a little melted butter or sugar syrup right after baking for a crackly finish.
  • Flavor boost: Add a pinch of espresso powder to intensify the chocolate and deepen the spice notes.
  • Cooling trick: Let the bread rest in the pan for 10 minutes, then transfer to a wire rack to finish cooling—avoids sogginess.

Common mistakes and how to fix them

  • FORGOT to check oven temperature → Use an oven thermometer for accuracy.
  • DUMPED all ingredients at once → Mix wet and dry separately before combining gently.
  • OVER-TORCHED top → Cover with foil halfway through baking to prevent burning.
  • MISSED measuring spices precisely → Use measuring spoons for consistent flavor.

Quick fixes and pantry swaps

  • When batter is too thick, splash in a little milk to loosen it up.
  • If chocolate isn’t melting evenly, gently fold in a few more chips before baking.
  • Splash a few drops of lemon juice if the bread smells flat or dull.
  • Patch over cracks in the top with a dab of batter to keep it moist and attractive.
  • Shield the top with foil if it starts to over-torch, preserving that perfect golden hue.

Prep, store, and reheat tips

  • Prep the batter the night before, then cover and refrigerate; the flavors meld overnight, making the bread more fragrant and moist.
  • Store cooled bread in an airtight container at room temperature for up to 2 days; it remains soft and fragrant, with chocolate still gooey inside.
  • For longer storage, wrap tightly and freeze for up to 2 months; reheat slices in the oven at 160°C (320°F) until warmed through, about 10 minutes, until the chocolate shimmers and crumbs feel soft.
  • Refrigerate leftovers for up to 3 days; bring to room temperature or warm slightly before slicing to revive the soft, moist crumb and rich aroma.

Pumpkin Chocolate Chip Bread FAQs

1. Can I use canned pumpkin purée?

Use full-fat pumpkin purée for richness; if watery, drain slightly or add a touch more flour.

2. Can I substitute chocolate chips?

Semi-sweet chocolate chips melt just enough to hold their shape but become gooey inside; swap with dark or milk if preferred.

3. How do I know when it’s done?

Bake until the top is golden, a toothpick comes out clean, and the house smells spicy and sweet.

4. Can I freeze leftovers?

Yes, you can freeze the bread wrapped tightly for up to 2 months; reheat slices in the oven until warm.

5. Can I adjust the spices?

Add a pinch of cinnamon or nutmeg to intensify the spice aroma or swap with ginger for a zing.

6. What size pan should I use?

Use a loaf pan of 9×5 inches; smaller or larger pans may alter baking time and shape.

7. Any tips for mixing the batter?

Mix wet ingredients separately, then fold into dry to avoid overmixing and dense bread.

8. Should I let it cool before slicing?

Let the bread cool in the pan for 10 minutes, then transfer to a wire rack to cool completely.

9. Can I use cold eggs or milk?

Use room temperature eggs for better incorporation and a more tender crumb.

10. Can I add nuts or other mix-ins?

Yes, adding nuts like walnuts can add crunch, but be careful not to overmix and sink the nuts to the bottom.

Baking this pumpkin chocolate chip bread feels like capturing a moment of fall in each slice, with its warm spices and melty chocolate. It’s a simple comfort, perfect for quiet mornings or cozy afternoons, especially when the house smells like cinnamon and sugar.

There’s something satisfying about turning pantry staples into something special, and sharing it with others. Whether eaten warm or at room temp, it’s a little piece of seasonal nostalgia that’s easy to keep coming back to.

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